Calculate gross and net rental yield from your expected rent, vacancy, owner-paid costs, tenant-turnover brokerage and property capital. See rent minus EMI separately, compare live PropyMart asking rents by city, locality and BHK with the actual sample count, and test furnishing payback using your own premium assumption. Optional NAS AI analysis is commentary, not a verified rental valuation or measured demand signal.
Rental Yield Calculator & AI Income Predictor
Reviewed by Nas, PropyMart AI · AI Property Advisor · Last updated 2026-10-31
How do I use the Rental Yield?
- Editable rental assumptions with optional NAS AI analysis
- Gross + net yield calculation with vacancy + maintenance
- Locality benchmarking against active PropyMart listings
- Useful for landlords, investors and tenants
- Pair with ROI to see total-return scenarios
How to use this calculator
- Step 1 Enter the purchase price and unfurnished rent, then the operating costs you actually pay.
- Step 2 Set vacancy, tenant duration and brokerage. Include EMI to see the monthly amount you retain or contribute.
- Step 3 Choose a city, locality and BHK for live asking-rent comparables. Fewer than three matches is not a benchmark.
- Step 4 Test furnishing outlay with your own premium assumption, check payback and download or share your plan.
Same maths. Different decisions.
Hypothetical inputs, not city averages or customer results. Indicative · Oct 2026. Tax is simplified; verify with your CA.
Kolkata · rental cash flow
₹50 L property, ₹18,000/month rent, 1 vacant month, ₹2,500 monthly maintenance, ₹12,000 each annual tax and repairs, 1 month brokerage every 24 months. EMI ₹0; unfurnished. Net income ₹1,35,000/year; monthly cash flow ₹11,250. net operating rental yield: 2.70%
Pune · rental cash flow
₹80 L property, ₹28,000/month rent, 1 vacant month, ₹2,500 monthly maintenance, ₹12,000 each annual tax and repairs, 1 month brokerage every 24 months. EMI ₹40,000; unfurnished. Net income ₹2,40,000/year; monthly cash flow ₹-20,000. net operating rental yield: 3.00%
Bengaluru · rental cash flow
₹1.1 Cr property, ₹42,000/month rent, 1 vacant month, ₹2,500 monthly maintenance, ₹12,000 each annual tax and repairs, 1 month brokerage every 24 months. EMI ₹58,000; unfurnished. Net income ₹3,87,000/year; monthly cash flow ₹-25,750. net operating rental yield: 3.52%
What questions does the Rental Yield answer?
What is a good rental yield in India?
A useful yield depends on your costs, vacancy, location, risk and financing. Compare net operating income and monthly cash flow with alternatives. This tool does not assert a national or city-average yield.
How is rental yield calculated?
Gross yield is annual effective rent divided by property price. Net yield subtracts vacancy, owner maintenance, municipal tax, repairs and annualised turnover brokerage, then divides by property price plus selected furnishing outlay. EMI is shown separately.
How much should I increase rent each year?
Check comparable asking rents, your agreement and applicable state rules, then discuss an increase with the tenant. This annual-yield calculator does not infer a rent-escalation rate from PropyMart inventory.
Is rental income taxable in India?
Rental income can be taxable, with treatment and deductions depending on ownership, use, regime and other facts. This yield calculator is before income-tax and does not determine eligibility for interest deductions or loss set-off. Consult your CA.
Furnished vs unfurnished — what is the rent premium?
PropyMart does not measure a furnishing uplift in this tool. Enter your own expected premium and furnishing quote. Payback adjusts incremental rent for vacancy and turnover brokerage but excludes replacement, additional upkeep and tax.
What is the rent control law impact on yield?
Rent restrictions and tenancy rights depend on the state, premises and agreement. The Model Tenancy Act is a model for state adoption, not an automatically applicable nationwide rule. Check local law before setting rent or relying on an exit date.
How long can a tenant stay in my property?
The agreement and applicable law determine term, renewal, notice and possession rights. No standard lease duration applies to every Indian rental. Get local legal advice for your agreement.
Should I use a broker or list directly on PropyMart?
Compare your own listing effort, actual broker quote and service scope. Direct listing does not guarantee a tenant, rent or brokerage saving. Enter the brokerage you expect to pay rather than assuming it is always one month.
How do I calculate net rental yield after maintenance and vacancy?
Subtract owner-paid maintenance, municipal tax, repair reserves and annualised brokerage from occupied-month rent. Divide by property capital plus selected furnishing outlay. Financing and income-tax are separate.
How many rental listings support the benchmark?
The live matching sample count is shown for the chosen city, locality and BHK. Fewer than three matches produces a not-enough-listings state. Asking rent is not achieved rent; area, furnishing and condition are not adjusted.
How long does furnishing take to pay back?
Divide outlay by incremental monthly rent after vacancy and annualised brokerage. No measured furnishing uplift is claimed; replacement, additional upkeep and income-tax are excluded.